Things in Arizona are a little crazy right now..  I have spent the last week packing up my house and waiting for the appraisal to be done.  Because of the market and climate the appraiser low balled our home and it is now undergoing an appeal process because it is so below market value it is laughable.  My lender told me it was because they were trying to cover themselves because of the foreclosure rate...  I still feel very peaceful regarding the move and the remodel project we are about to undertake and feel that all will fall into place shortly.  The lender is going to appeal the whole thing and so we should be moving into a rental in the next week or so.  Waiting is never fun, but I am learning to be patient.